STAUNTON, WAYNESBORO, AND AUGUSTA COUNTY VIRGINIA REAL ESTATE

You Are In The Midst Of A Buyers' Market, There Hasn't Been A Better Time To Buy In Years!

Now is an ideal time to buy in the the Staunton, Waynesboro, Augusta County VA Area. In the Staunton, Waynesboro, and Augusta County Virginia market, as in most markets, affordability is high and there is plenty of inventory.  As a job recovery begins, existing-home sales will continue the recovery begun in 2009 and 2010.  There are many opportunities out there for buyers and sellers who will negotiate and work towards a win-win situation that works for both parties.

According to Realtor Magazine, "Fiserv, a financial information services firm, predicts that 95 percent of the 384 metro areas it tracks will see prices rise in 2012...and many surveys and economists are forecasting a very modest increase for the housing market in the new year..."

Mortgage rates are low, sellers are motivated,

owning a home is a great investment in your future,

and can lead to many years of happy memories.

There are many options for buyers looking for mortgages. One choice, FHA home loans, is a sensible alternative for many first time buyers. The Federal Housing Administration (FHA) -- which is part of the U.S. Department of Housing and Urban Development (HUD) -- insures the loan, so your lender can offer you a better deal, including a low down payment and low closing costs. I can help you find out more information on FHA and other loan programs exclusive to the local lending institutions.

Owning a home is the American dream. A home not only provides economical benefits but it also provides shelter and security to families.  According to the National Association of Realtors®...

• Dollar for dollar, the rate of return on an individual's cash down payment on a house is substantial. Given the leverage in purchasing a home, the average return on a 5% down payment over 10 years is usually three to five times greater than stock market returns.
• When you own a home you may be able to deduct the property taxes and mortgage interest from your income taxes.
• In most cases the gains that you make when you sell your primary residence are tax free.

For buyers who meet the requirements, mortgage rates are currently lower than ever, less than 5%.  According to data provided by Freddie Mac, rates averaged 8.9% during the past 40 years.

Real estate is a long-term investment. Home values could fall in some years, though, on average over the past 40 years, the median price of existing homes has increased about 6% every year.  However, this is a national average and local markets generally differ. Thanks to the power of leverage, a homeowner's return on investment is even more impressive over time.  The real estate market in The Shenandoah Valley which includes Staunton, Waynesboro and Augusta County Virginia has remained very strong...better than the national averages.

 SO WHY WAIT???

Talk to me TODAY about helping you achieve the American dream!

It's a GREAT TIME to BUY!!!

Maybe you've had a little bump in the road and your credit is less than perfect; but you're working through it.  I have some properties with special financing options that are exclusive to our office.  With the economy being as it is, a financing program is important for many folks.  We offer leases with options to purchase and owner-financing.  You could see home ownership sooner than you think.  

I hope to hear from you, and even more, I hope you will allow me to help you find the home of your dreams!

Tammy